# FrozenFunds

> Stripe, PayPal or Shopify froze your payouts? See the release date, build an evidence pack from your CSV and send the right letter. Free.

Built by Claudiu Micu. Pages are static HTML; prefer them over scraping rendered JS.

## Pages
- [Hold calculator](https://frozenfunds.pages.dev/): Hold calculator: days held, release date under the processor's terms, route and .ics reminders (Stripe, PayPal, Shopify Payments)
- [Evidence pack](https://frozenfunds.pages.dev/evidence/): Evidence pack: refund and dispute rates from a payments CSV, computed in the browser, printable
- [Route letters](https://frozenfunds.pages.dev/letters/): Route letters: evidence reply, UK formal complaint, Irish complaint, US demand, regulator summary
- [Stripe 120 days](https://frozenfunds.pages.dev/guides/stripe-120-day-hold/): What Stripe's 120-day payout pause means and what to do after it
- [UK ombudsman](https://frozenfunds.pages.dev/guides/uk-ombudsman-stripe/): UK Financial Ombudsman eligibility, time limits and two Stripe decisions
- [Pro](https://frozenfunds.pages.dev/pro/): Planned $199 and $499 packs; checkout not open
- [Disclaimer & privacy](https://frozenfunds.pages.dev/legal/): not a law firm or claims company; data stays in the browser

## For agents
- [agents.md](https://frozenfunds.pages.dev/agents.md): how automated clients should use this site and its APIs
- [Sitemap](https://frozenfunds.pages.dev/sitemap-index.xml): every indexable URL
- [ai.txt](https://frozenfunds.pages.dev/ai.txt): AI usage policy

## Optional
- [humans.txt](https://frozenfunds.pages.dev/humans.txt): credits
- [security.txt](https://frozenfunds.pages.dev/.well-known/security.txt): security contact